Debt collectors are already … aggressive. With more debts about to go unpaid, they’re going to become more harassing and insistent, especially if they’re working on commission.
Within 24 hours, my office is ready to send written notice to a debt collector to cease contacting you pursuant to the Chapter 15 of the United States Code. The fee for this service is $75 for the first letter. Discounts are available for multiple letters.
Lastly, please know that the Fair Debt Collection Practices Act makes it illegal for debt collectors to engage in unfair, abusive, or deceptive practices when they’re going after debts and the Consumer Financial Protection Bureau has the ability to enforce civil penalties and make criminal referrals. Contact the bureau at:
- (855) 411-2372
- TTY/TTD: (855) 729-2372
- 8 a.m. to 8 p.m. ET, Monday through Friday
- More than 180 languages available